Loans

The Fastest Way to The Best Loan

Call us for complete details at 800-328-8051, then press 5 for Member Solutions Representative or APPLY ONLINE

 

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The fastest way to the best car loan

When you’re on the road to a new car, the last things you want are detours and delays.
FastTrax Lending, our new, streamlined loan program, lets you apply
when you need a loan “right now.” And it’s so easy to use you can even apply and
eSign your loan documents using your smartphone or tablet!
 Apply Now

Loyalty Discounts
We’re Saying Thanks with Loyalty Discounts

Take our low loan rates even lower and
save up to one-half percent on your next loan by doing more
business with us.
Click to learn more 

 

 

Credit Builder Loan

We’ve designed the Credit Builder Loan
to help you build a better credit record.
• Rate as low as 9.49% APR
• Minimum loan: $500
• Minimum term: 12 months
The Credit Builder Loan is different from other secured loan products
because you’re not required to deposit your own funds to secure the loan.
Here’s how it works.

 

Mechanical Repair Coverage

It pays to be prepared
Car problems are inconvenient and expensive so be prepared.
Smart drivers are choosing MEMBER’S CHOICE® Mechanical Repair Coverage.
It helps protect you against many of the costly repairs no longer covered
by your vehicle’s manufacturer’s warranty. Purchasing Mechanical Repair Coverage
may be a wise decision and could ultimately save you thousands of dollars
in future repair costs.

Enroll today! Call 586-228-8484, press option 5 for Member Solutions Representative.

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 Checkout the new Auto Buying publication powered by GrooveCar

 

 

Need to calculate a payment or decide how much you can borrow? Here’s a quick link to financial calculators.

 

Loan Rates

Call for daily rates 800-328-8051 option 5

PRINT PRODUCT SHEETS

Vehicles Rates as of: May 1, 2015
Name APR* Term
New Automobiles
Over $30,000 As low as 2.74% Up to 84 months
$30,000 or less As low as 1.99% Up to 72 months
Used Automobiles
Up to 4 years old and over $15,000 As low as 1.99% Up to 72 months
Up to 4 years old and $15,000 or less As low as 1.99% Up to 60 months
Up to 6 years old As low as 2.49% Up to 60 months
Up to 8 years old As low as 2.99% Up to 48 months
9 years or older As low as 3.49% Up to 36 months
Boats  
New and used Over $300,000 Call for Rates Up to 180 months
New and used $50,000 – $300,000 As low as 4.74% Up to 180 months
New and used $25,000 – $49,999 As low as 4.49% Up to 144 months
New and used $15,000 – $24,999 As low as 4.99% Up to 84 months
New and used $10,000 – $14,999 As Low as 5.49% Up to 72 months
New and used $5,000 – $9,999 As Low as 6.49% Up to 60 months
All boats may be subject to a marine survey.
Motor Homes, Trailers, Fifth Wheels
New and used over $30,000 As low as 3.49% Up to 120 months
New and used $15,000-$30,000 As low as 3.49% Up to 84 months
New and used less than $15,000 As low as 3.49% Up to 60 months
Motorcycles, ATVs, Jet Skis, Wave Runners
New As low as 3.49% Up to 60 months
Used As low as 3.49% Up to 48 months
Non-Titled Recreational Vehicle
New As low as 6.99% Up to 60 months
Used As low as 6.99% Up to 48 months
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity. Rates include applicable discounts.

 Real Estate Loans

The equity in your home provides you the freedom to do home improvements, pay for college, and even consolidate bills. The possibilities are endless!
Call us today at 800-328-8051, extension 2032 for complete details on your Home Equity Loan options.

Home Equity/Mortgage Rates as of: May 1, 2015
Name APR* Term
Home Equity Line of Credit-HELOC Call for daily rates
800-328-8051 option 5
Open-ended
Home Equity-Fixed Rate Call for daily rates
800-328-8051 option 5
Up to 120 months
Mortgages
Click here for Daily Rates
Call for daily rates 800-328-8051 option 5 Varies
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity.
Anti Redlining Notice
Other Loans Rates as of: May 1, 2015
Name APR* Term
Other Secured Loans As low as 6.99% Up to 60 months
Share Secured 3% over comparable dividend rate not to be less than 4% Up to 120 months
Signature & All other Unsecured As low as 6.99% Up to 60 months
Overdraft Line of Credit As low as 10.00% Open-ended
Credit Builder As low as 9.49% 12 to 24 months
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity. Rates include applicable discounts.

 

NADA

Click here for Auto, Motorcycles, RXs, Boats, Classic Cars and Manufactured Home Values