Deposit Products & Rates

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We have a savings option for every situation. Some provide liquidity, others allow you to lock in a rate for short or long term investing, and all offer competitive yields that are generally higher than banks. Plus, your deposits are federally insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Click here to learn more. This gives you security that stocks, bonds, mutual funds and other investment options can’t provide. CLICK HERE to open the Savings Goal Information calculator

 

 

Savings Rates

Prime Savings

  • $10 minimum cash opening deposit and $3 one-time opening fee
  • Balances of $300 or more earn dividends
  • Dividends paid and compounded quarterly
Holiday Club

  • No minimum deposit
  • Unlimited additional deposits permitted
  • Funds automatically transferred to savings or checking on October 31
Vacation Club

  • Set-aside account reduces temptation to spend for other purposes
  • No minimum deposit
  • Dividends paid on balances of $300 or more
  • Dividends paid and compounded quarterly
Money Management Accounts

  • Minimum opening deposits of $5,000
  • Dividends paid and compounded quarterly
  • Additional deposits and withdrawals permitted*
  • Posted dividends may be withdrawn at any time
  Money Market Accounts

  • Minimum opening deposit of $2,500
  • Additional deposits and withdrawals permitted*
  • Dividends paid and compounded monthly
 Savings Growth Account

  • $300 minimum opening deposit
  • Additional deposits and withdrawals are permitted
  • Dividends compounded and paid monthly

 

Savings Rates
Effective Date: July 1, 2016
Name Dividend Rate APY Minimum Opening Deposit Minimum Balance to Earn APY
Savings Account 0.20% 0.20% $10 $300
Holiday Club 0.75% 0.75% $0 $300
Vacation Club Account 0.20% 0.20% $0 $300
Money Management Account 0.15% 0.15% $5,000 $5,000
Money Market Account 0.15% 0.15% $2,500 $2,000
Savings Growth Accounts: 0.20% 0.20% $300 $300
0.20% 0.20% $2,500 $2,500
0.25% 0.25% $10,000 $10,000
0.35% 0.35% $50,000 $50,000
0.40% 0.40% $90,000 $90,000
*APY = Annual Percentage Yield, No service fees, Daily balance method, Account transfer limitations apply.

Click here for Share Disclosure.

Certificate of Deposit Rates

  • Terms from 90 days to five years
  • $500 minimum opening deposit
  • Interest compounded and credited monthly
  • Credited interest may be deposited to another account
  • A penalty may be imposed for the early withdrawal from Certificate of Deposit Accounts.
Certificate Rates
Effective Date: July 1, 2016
Term Rate APY Minimum Opening Deposit
90 Days 0.25% 0.25% $500
180 Days 0.45% 0.45% $500
365 Days 0.65% 0.65% $500
18 Months 0.85% 0.85% $500
2 Year 1.05% 1.06% $500
3 Year 1.25% 1.26% $500
4 Year 1.45% 1.46% $500
5 Year 1.70% 1.71% $500
Fixed terms, interest compounded and credited monthly, additional deposits not allowed, automatic renewal.

Click here for Certificate Disclosure.

IRA Rates

Individual Retirement Accounts

  • Traditional and Roth IRAs, and Coverdell Education Savings Accounts
  • May contribute through payroll deduction or direct deposit
  • No enrollment or annual fees
  • Your retirement funds are federally insured to $250,000 separate from and in addition to coverage on regular savings

IRA eBrochures

Individual Retirement Account
Effective Date: July 1, 2016
APR* APY
0.75% 0.75%

 

IRA Certificate Rates
Effective Date: July 1, 2016
Term Rate APY Minimum Opening Deposit
1 Year 0.65% 0.65% $500
2 Year 1.05% 1.06% $500
3 Year 1.25% 1.26% $500
4 Year 1.45% 1.46% $500
5 Year 1.70% 1.71% $500
Fixed terms, interest compounded and credited monthly, additional deposits not allowed, automatic renewal.

All information on this page is subject to change without notice. All rates and yields are subject to change without notice. You agree to abide by all terms and disclosures which the Credit Union may send you. Equal Opportunity Lender. Your savings are federally insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. IRAs are insured separately up to an additional $250,000. APY=Annual Percentage Yield. APR=Annual Percentage Rate.