Member-to-Member Newsletter

Motor City Co-op Credit Union



Member to Member Newsletter

Great loans and trusted advice

Great loans

Pure Michigan asked residents what the telltale signs of spring are around here. See if you agree with a few popular responses:

“Golf courses are open!”
“Boats are back in the water.”
“Robins and blooming trees.”

At Motor City Co-op Credit Union, one sign of spring is members asking about loans because they’re feeling energized and ready to get things done.

It’s the time of year you might feel like making those home improvements you’ve been dreaming of. Or maybe it’s more practical home repairs. Either way, our Home Equity Line of Credit is a great tool.
Other members are thinking about their first – or next – home. For them, we offer a full line of Home Loans with low or no fees. And we also provide honest answers to help you make the best decisions. After all, you want a home loan you can live with.

We have great Vehicle Loan rates on anything that moves you this spring whether it’s two, four or more wheels. And don’t forget, our Boat Loans will make your summer on the lake even sunnier.

FastTrax Lending gives you more time for spring fun. We can approve your consumer loan application often in less than 55 minutes. And because we appreciate your business, we reward you with Loyalty Discounts of up to 1/2 percent off the lowest rate you qualify for.

Check out our low rates and stress-free terms for the loan solution that is right for you.

“I went in just for a home improvement loan, but Motor City did so much more. They saved me $45 a month by refinancing my car loan and showed me other ways I could save. It was awesome … and so easy.” — T. Marco, Clinton Township


President’s message

Thirty different loans, one of a kind service
With more than 30 different kinds of loans, Motor City Co-op Credit Union can help you with any loan need. Even more importantly, we make sure you get the right loan. This personalized service is one of the things that distinguish us from banks.

Simply put, banks make loans that make profits for shareholders. But as a not-for-profit lender, we focus on giving you honest value and honest answers. When you need to borrow, we’ll discuss ways to save you money, and make sure you get the loan that makes the most sense for you.

Taking the extra step to find you the right loan is part of our commitment to being a trustworthy financial friend.


Steven P. Andrews

$100 Cash Reward for Every New Line


This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint.

Here’s how it works:


  • Members get a $100 cash reward for every new line when you switch to Sprint.
  • Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.
  • Plus, get a $50 loyalty cash reward every year for every line.

Here’s how to sign up for Sprint cash rewards:

  1. Become a Sprint customer.
  2. Register at
    or in the Love My Credit Union Rewards app.
  3. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account!

Make the switch today and save with the Sprint Credit Union Member Cash Rewards!.

Just the Basics Seminars

Financial Planning and Retirement Planning
If you just started your career or are looking forward to retirement, planning is the key to your success. To make it easy, Motor City Co-op Credit Union is bringing it back to basics. Join us for the last of our free seminars that cover financial planning and retirement planning.

May 16, 2017
Retirement Planning Basics

Motor City Co-op Credit Union – Warren Branch
25141 Hoover Road, 48089
6-7:30 pm

Pizza and pop will be served in a relaxed, casual environment.

Seminars are free. Reservations requested.
RSVP to Greg Genter at 313/ 388-6000 or by email.
(link to

Securities offered through Sigma Financial Corporation. Member FINRA/SIPC. Investment advisory services offered through Sigma Planning Corporation. A registered investment advisor. Harvest Partners Financial and Motor City Co-op Credit Union are independent of Sigma Financial Corporation and SPC. Not NCUA or FDIC insured. Not a deposit product. Not a condition of any credit union service. No credit union/affiliate guarantee. May lose value.

Harvest Partners Financial 7321 Park Avenue Allen Park, MI 48101.

Election results

Congratulations to Michael Riddock, Jeffrey Malacko and Frances Mellen who were elected to three-year terms on the Board of Directors. Thank you to all the volunteers who help run your member-owned credit union.


New Roseville branch opens this summer

We’ll soon be serving our Roseville area members from our new full service location at 27454 Gratiot, just north of I-696. We’ll have a 24-hour ATM, a drive-thru, extended hours and other great features. Follow us on Facebook @motorcitycoopcu for the latest updates and an opening day announcement.




Drive-thru hours change

Effective May 1, the drive-thru windows at our Clinton Township and Warren branches will close at 5 pm Monday through Thursday. Friday the lobby and drive-thru will remain open until 6 pm.

Changes to account notices

Effective May 15, 2017, Motor City Co-op Credit Union will no longer mail paper notices for Non-Sufficient Funds (NSF) or Courtesy Pay advances. It is easier, faster and more secure to view your account through Web Branch, Mobile Branch, or obtain information with SpeedyLine. You can also set up e-alerts for Account Balances, Transaction Amounts and Check Clearing.

Our 5,000 Shared Branches have you covered

We’re part of the CO-OP Shared Branch Network of 5,000 credit unions nationwide where you can make in-person transactions on your account as if you were in one of our branches.

Find the nearest Shared Branch using the online locator at our website or on our Mobile Branch app.