Member-to-Member Newsletter

Holiday Loan

The magic of our Holiday Loan

Holiday Loans as low as 5.99% APR

Over the years members have used our Holiday Loan for some pretty magical things. One flew grandparents home for the holidays, while another surprised the neighbors with a holiday block party.

Let our Holiday Loan help make your holidays magical too.

Its low rate makes our Holiday Loan a smart way to borrow. With just 12 affordable payments, it will be paid off like magic too.

Signing your loan documents from your smartphone, laptop or tablet with eSign means no trips to a branch!

Apply here today.
Annual Percentage Rate effective 9/1/17, subject to change, is the lowest rate available for qualified buyers, and ineligible for Loyalty Discounts. All loans subject to credit approval. Monthly payment per $1,000 borrowed at 5.99% APR for 12 months = $86.07.

Keep more cash for your holidays


If you want to hang on to your cash for your gift list or a holiday vacation, take a break with two skip payments per year, penalty free, on many MCCCU loans. Skip one now to free up cash during the holidays, and skip another just in time for summer fun! Ensure you have enough for all your plans with Skip-A-Pay. Apply here

$35 fee per payment skipped. Interest continues to accrue. Your loan must be established with at least three consecutive payments made from the new loan disbursement. Ineligible loans include Mortgages, Home Equity loans, Credit Cards, Lines of Credit, Commercial loans, Credit Builder loans or Share Pledge loans. All accounts must be in good standing at the time of request with no delinquencies within the past six months. Motor City Co-op Credit Union reserves the right to deny any Skip-A-Pay request.

President’s message

What do your dreams look like? A first home? College for the kids? Or a secure retirement?

At Motor City Co-Op Credit Union, we help make our members’ dreams come true every day, with wise advice, federally insured savings and lower loan rates than you’d get from profit-driven banks. Everyone’s dreams are different, so we give you the personalized attention you deserve.

Celebrate International Credit Union Day with us
This idea is expressed in the theme for this year’s observance of International Credit Union Day: “Dreams Thrive Here.” On Thursday, October 19, drop by any of our branches for free refreshments, giveaways and maybe to tell us about a dream we can help you achieve.

Steven P. Andrews


New locator app

New ATM and branch locator app

Finding the nearest CO-OP Shared Branch
or ATM is easier than ever. Their new locator app puts the information you need on your smartphone or tablet.
Enhanced features include:

  • Locates CO-OP Shared Branch, Shared Branch Express and ATMs quickly and easily
  • More intuitive interface
  • Mapping and driving directions available

Download the free CO-OP Locator App from iTunes or Google Play.



eSign saves time

Put away your pen and forget about faxing. Now you can electronically sign all your MCCCU loan documents using your smartphone, tablet or laptop.

eSign is encrypted for security, and it’s especially convenient as you can eSign day or night.

Members, cash in with Love My Credit Union Rewards

Love My Credit Union

This new exclusive cash rewards offer is our best one EVER! Now, as an MCCCU member, you can earn $100 for every line when you switch to Sprint.

Here’s how it works:

  • Members get a $100 cash reward for every new line when you switch to Sprint.
  • Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.
  • Plus, get a $50 loyalty cash reward every year for every line.

Here’s how to sign up for Sprint cash rewards:

  1. Become a Sprint customer.
  2. Register at or in the Love My Credit Union Rewards app
  3. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account!

Make the switch today and save with the Sprint Credit Union Member Cash Rewards!

The savings don’t end here!
Members have saved nearly $2 billion on services they need from partners they trust. The more offers you take advantage of, the more you save.

  • Save up to $15 on TurboTax Federal online and downloadable tax products.
  • Get trusted protection at true savings with TruStage Auto & Home Insurance Program.
  • Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system. Call 844‑703‑0123 to activate this special offer.
  • Earn cash back with Love to Shop at over 1,500 online retailers.

Activation Fee: Up to $30/line. Credit approval required. Sprint Credit Union Member Cash Rewards Offer: Offer begins 1/1/17. Offer ends 12/31/2017. Available for eligible credit union members and member employees (ongoing verification). Tax ID required to establish business acct. Switch to Sprint and receive a $100 cash reward for each new smartphone line activation requires port-in from an active number (wireless or landline). Existing customers receive a $100 cash reward for new smartphone line active. and/or a $50 cash reward for each smartphone line transferred to program. New lines require activation at point of sale. Max. 15 lines. Sprint account must remain active and in good standing for 31 days to receive Cash Reward. Excludes MBB devices, tablets and Sprint Phone Connect, upgrades, replacements and ports made between Sprint entities or providers associated with Sprint (i.e., Virgin Mobile USA, Boost Mobile, Common Cents Mobile and Assurance.) May not be combinable with other offers.

$50 Loyalty Cash Reward: Members can earn one $50 cash reward annually when Sprint acct. remains active and in good standing for 1 yr. Max. 15 lines. Cash Reward: Cash Reward issued by CU Solutions Group.

Allow 6-8 weeks for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 weeks., visit and click on “Cash Rewards Tracker”.

Other Terms: Offers/coverage not available everywhere or for all phones/networks. May not be combinable with other offers. Offer, terms, restrictions, and options subject to change and may be modified, discontinued, or terminated at any time without notice. Restrictions apply.

©2017 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners. New accounts must register at within 30 days of new line activation(s) to receive $100 cash reward per new line(s).

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