Member-to-Member Newsletter

Member to Member Newsletter

Loan advice you can trust

Why make Motor City Co-op Credit Union your first choice when you need to borrow? Because we strive to find the best loan solution for EACH member in every situation and are committed to giving you peace of mind as well as value.

Trust us
  • We focus on cost-saving solutions that benefit you in the long run.
  • Our loan experts make sure you thoroughly understand your loan and all the details.
  • If your credit is less than perfect, we can help you establish or rebuild your credit history with our Credit Builder Loan or a secured Visa Platinum with Rewards.
  • FastTrax Lending provides you a convenient and easy way to apply and sign by smartphone or tablet — most approved in just 55 minutes.
  • Because we appreciate your business, we offer Loyalty Discounts of up to one-half percent off your lowest qualifying rate.

Check out our low rates and stress-free terms for the loan solution that is right for you.

“I was amazed at how fast and easy FastTrax Lending is. It’s so convenient.” — MARY B., Warren

“I got hit with fees and a higher rate on my bank credit card. Your staff explained your card so I know I’m getting a much better deal.” .” — DAN Z., Roseville


President’s message

We are committed to being your financial institution for life, so we have solutions that start with a Young Investors program, where our youngest members learn about money. And when you’re ready for your first car or home, we’re here to provide the best loan for you. Our Financial Planner can guide you through each stage of your life with financial management products that will provide peace of mind at retirement.

Each new year brings change but one thing remains the same; our commitment to serving you. This year, we are excited about relocating our Roseville branch so we can serve you more efficiently. There are also member-centered products and services in development that will provide you with increased financial security and convenience. It’s all part of being the trustworthy partner you need for each stage of your life.From all of us, we wish you and your family the best in 2017

Steven P. Andrews

DIY and Design your Dream Home

Did that marathon on HGTV get you thinking about upgrading your space? Refinancing may be your key to freeing up some extra cash and building that walk-in closet you’ve always dreamed of! NOW is the best time to take advantage of today’s low rates while possibly reducing your mortgage payment. Our Credit Union partner, Mortgage Center, offers a variety of refinancing options to suit your needs. Some include:

Mortgage Center

This is a great mortgage option if you are looking for a consistent monthly payment.Maximum Cash-Out Refinance:
Tap into your home equity to pay down bills or start that home improvement project you’ve been putting off!Let’s get started today! Call 888/ 562-6865 to speak with one of our loan experts.

Helping Hands are busy hands

Helping Hands

Our Helping Hands program encourages staff members to serve within their communities. In 2016, Motor City employees gave a total of 720 hours to some amazing local causes by:

  • Participating in Relay for Life and other cancer fundraisers
  • Volunteering at homeless shelters
  • Assisting at events for Wounded Warriors
  • Raking leaves for elderly neighbors
  • Assisting at church functions and festivals
  • Patrolling for Neighborhood Watch

And that’s just a partial list.Look for our Events Calendar at, Our Community, to see where we’ll be in your community.

Photo: MCCCU employees volunteering at Motown Soup Ministries.



69th Annual Meeting

Our 69th Annual Meeting is on Tuesday, March 21, 2017 at 5 pm in our main office at 37321 Garfield Road in Clinton Township. The Nominating Committee, consisting of Samuel Belzer and Robert Hojnacki, has selected Michael Riddock, Jeffrey Malacko and Frances Mellen to run for three-year terms on the Board of Directors.

2017 High School Scholarships now open

Since 2002, we have awarded over $140,000 to worthy local high school seniors. High school seniors who are MCCCU members or children of members, and plan to attend college next fall, may enter by April 1, 2017.

Click here for the application and submission details. And good luck!

Exclusive Discounts

Love My Credit Union

Everyone loves to save, especially on services you use every day. That’s what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners. You can save too with valuable discounts including:

  • $100 cash back with every new line activated with Sprint — no limits! Current customers receive $50 for every line transferred. Plus, a $50 loyalty reward every year for every line.
  • Save up to $15 on TurboTax federal products!
  • Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system.
  • Get trusted protection at true savings with TruStage Auto & Home Insurance Program.
  • Shop and get cash back at over 1,500 online retailers with Love to Shop.

Learn more and find other discounts today at