Member-to-Member Newsletter


President’s Message
Christian Financial Credit Union
I’m pleased to announce the merger of Motor City Co-op Credit Union with Christian Financial Credit Union has been approved by our membership at the meeting held on December 10, 2019. On behalf of the Board of Directors and Executive Management, we appreciate your support and confidence you have in this decision. We truly believe the combination of these two healthy organizations will provide you with enhanced financial products and services.Motor City Co-op Credit Union’s members will have the opportunity to share in a variety of new services including additional branches, extended hours, a variety of deposits and loans products, unlimited access to fee-free CO-OP Network ATMs, fee-free access to Shared Branch locations throughout the country, in-house Investment Services, a full suite of on-line banking services including person to person transfers, and enhanced on-line banking solutions for business accounts.Included in your December 2019 statement is a new, update Fee Schedule that will be effective March 1, 2020. Many of the changes reflect a decrease or an elimination of a fee. Please review carefully.In the next few months, we will continue to keep you up-to-date on the merger. Our goal is to make this process as smooth as possible for our members. Please pay close attention to emails and USPS mailings. If you have any questions or concerns, you may contact a Member Solution Representative at 586-228-8484, option 4 or


Make the most of your home

Mortgage CenterTake advantage of the value in your home. Whether your dream is to renovate your home, purchase a vacation home, or consolidate debt, our partner, Mortgage Center, is here to help make that dream a reality.

With a Home Equity Loan, you can enjoy:

  • Zero down payment
  • Condominium/loft loans
  • Qualify with student debt
  • Family Helper loans that allow a family member to help you qualify

Mortgage Center has an experienced, knowledgeable team of experts ready to work with you to make your dream a reality. Get started today by calling 800.353.4449 or visit

Mortgage Center NMLS# 282701. Equal Housing Lender.


If jingle bells have become jingle bills

Take a break from your MCCCU loan payments with two skip payment per rolling calendar year.  It’s penalty fee and available on many MCCCU loans. Just complete and submit a Skip-A-Pay form.



Annual scholarship program available now for High School Seniors

Since starting our Bathanti-D’Agostino scholarship program in 2002, more than 100 exceptional high school seniors have earned awards totaling more than $165,000.

This year there are scholarships available for any high school senior who is a resident of the State of Michigan, demonstrates academic and social achievements as well as a commitment to community service. All applicants must plan to enter a trade school, college or university in the following academic year. Applications are due by April 1, 2020.


Your maximum refund and a chance to win $25,000

Love My Credit Union

Treat yourself to a stress-free tax season! Motor City Co-op CU has teamed with TurboTax to save you up to $15 on TurboTax and a chance to win $25,000.

TurboTax makes it easy to find the best solution for your unique tax situation. Simple filer? Homeowner? Independent contractor, freelancer or side-gigger? TurboTax has a product that is right for you.

You can file with confidence knowing that TurboTax guarantees 100% accurate calculations, running thousands of error checks as you go. And with TurboTax you’ll get your biggest possible refund fast.

Start TurboTax today for free and be entered to win!

More From Love My Credit Union Rewards — There’s never been a better time to switch to Sprint.

Motor City Co-op CU members can get up to $200 cash when you switch to Sprint. Plus, get $100 annual loyalty reward and 25% off select accessories in Sprint stores.

Try Sprint’s improved LTE service for 30 days worry-free. Get their 100% Total Satisfaction Guarantee and see why Sprint is the right choice to save you money.

It’s easy, here’s how it works:

  1. Switch to Sprint.
  2. Register your new line(s) at
  3. In six to eight weeks, your cash rewards will be deposited directly into your credit union account.

Visit to learn more.

Visit for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2019. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

TurboTax $25,000 Sweepstakes. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the 50 United States or the District of Columbia, 18 years of age or older at time of entry, who are customers of participating Financial Institutions or employees of participating businesses. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 2/13/20. Subject to complete Official Rules and all applicable federal, state and local laws. For Official rules including participating Financial Institutions and businesses, odds of winning, alternate method of entry, and prize descriptions, visit the Official Rules. PRIZES: 1 Grand Prize: A check for $25,000. Retail value, $25,000. 12 First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $37,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-1A-04-05B, San Diego, CA, 92129.

Sprint Cash Reward: Via deposit. $100/line, max 2 lines. Req. active. On eligible plan and registration at within 30 days of active. Loyalty Reward: Via deposit. $100/yr./acct.

Helping Hands

Each year, Motor City Co-op Credit Union has asked their employees to look within their communities for Helping Hands opportunities. And each year, employees step up to help those in need.

Since 2014, Helping Hands, Motor City’s volunteer program, has provided over 4,000 hours in schools, churches, neighborhoods, shelters, local community and charity events. The needs vary from coaching a baseball team or registering runners, to raking leaves and providing assistance to seniors.

“It’s always rewarding to work with a team of Motor City volunteers on a project,” comments Steven Andrews, CEO/President of Motor City Co-op Credit Union. “I’m proud to say, each employee is committed to this program and volunteers their time on evenings and weekends.”

Lori Hickey, Program Coordinator since its conception, manages the program. She has added enhancements over the years that include special incentives for those who meet or exceed their 10-12 hour obligation. Organizations and charities can contact her with their needs at

Holiday Closures

Martin Luther King Jr. Day
January 20

Presidents Day
February 17


Federally insured by NCUA Equal Housing Opportunity MCC-293