Member-to-Member Newsletter

Web Branch 2.0 debuts April 16 Web Branch
Web Branch turns your PC or tablet into a 24-hour MCCCU branch where you can check account balances, make loan payments, transfer funds and more. And it’s about to get even more robust!We’ve streamlined its navigation to make it easier and faster for you to get more done. And we’ve added the features members want:

  • View all your accounts on one page
  • Online loan application
  • Customize your account dashboard
  • See pending transactions
  • Request a Stop Payment
  • Enroll in eStatements

Thousands of members use Web Branch and now it’s even better. If you haven’t tried it, give us a call today at
800-328-8051, option 5 and see how it can make your life easier.  

President’s message

As you may have seen on our website, our Tuesday hours have changed slightly, with all branches and Call Center opening an hour later at 10 am. This is so our staff can participate in LEAD (Learn. Explore. Aim. Deliver.) training, which is part of our ongoing commitment to providing you with exceptional member service.

We’ll tell you more about this training on our website and in future emails.

Speaking of emails, do we have your current email address? And cellphone number? If not, please use Web Branch to update your information with us so we can reach you quickly if needed.

With our enhanced Web Branch launching this month, and our staff participating in LEAD training, I think you’ll see we’re focused on making sure you get the best service possible. And please know that part of our training is listening. If you ever have comments or concerns, don’t hesitate to e-mail us a note.

Steven P. Andrews

Refinance today and save

Mortgage CenterNOW is the time to refinance. Our partner, Mortgage Center, can help you take advantage of today’s low rates before they begin to climb. Refinancing while rates are low may help you to:

  • Pay your mortgage off sooner
  • Lower your monthly payment to free up extra cash
  • Save interest
  • Access your home’s equity for home repairs, improvements or other purposes

Don’t miss this opportunity to save
Mortgage Center will work to find the loan that best fits your needs. Speak with a Mortgage Center loan expert today at 800/ 353-4449 or visit Mortgage Center for more information.

Mortgage Center NMLS# 282701


Put your refund in a CD

Certificate of DepositYour money wasn’t working very hard while the IRS had it. So when you get your refund, put it to work in one of our Certificates of Deposit.

Our CDs offer several important benefits:

  • Higher yields than regular savings or Money Market accounts
  • Flexible terms from 90 days to 5 years to fit your needs
  • Open with as little as $500
  • Federally insured to $250,000

Plus, if you have a special project planned for the future, maximize your money by timing your CD to mature when you’re ready to start.

It takes just a phone call to open your CD. A Members Solutions Representative can assist you today.

Avoid social media scams

Identity thieves are infiltrating social media. Watch for these scams on Facebook, Twitter, Instagram and other sites.

Asking for private numbers
A post says the government may be holding funds in your name. “Provide your financial institution’s routing number and your Social Security number to access it.” Needless to say, don’t do it.

Which ’70s movie comedy is your life like?
Facebook quizzes are fun, but scammers sometimes slip in questions seeking answers to the challenge questions you use when resetting a forgotten password. Avoid revealing personal information.

You’re a winner!
If you get an offer saying you can claim your prize by downloading an app, don’t. You could download a virus and that’s no prize.

Fake job offers
Have a profile on LinkedIn, Monster or CareerBuilder? If so, a job offer may ask for your Social Security, driver license, or credit card numbers for background and credit checks. Research the company and ask to speak to a live person before answering any questions.

For more tips, go to our Alerts page.

Election results

Congratulations to Gerald Celesky and Mark Tuttle who were elected to three-year terms on the Board of Directors. And thank you to the other volunteers who help ensure your member-owned credit union is well run.

love my credit union rewards

The benefits of membership have never been better with Motor City Co-op Credit Union

Saving on the products and services you want and need has never been easier. Your Motor City Co-op Credit Union membership can help you save money today with exclusive discounts and benefits from trusted partners. Members have saved nearly $2 billion with great offers, such as: 

  • A $100 cash reward with every new line activated with Sprint®! Current customers will receive a $50 cash reward for every line transferred into Sprint® Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.* And there’s more! Members are eligible for 25% off accessories.
  • Up to $15 off TurboTax® federal products! 
  • An exclusive smoke communicator and a $100 gift card with a new ADT® monitored home security system. You must call 844-703-0123 to receive this special offer through the Love My Credit Union® Rewards Program.
  • Trusted Protection at true savings with the TruStage® Auto & Home Insurance Program.
  • Cash back at over 1,500 online retailers with Love to Shop.

Learn more about these and other valuable discounts here or at, and start enjoying yet another benefit of being a valued Motor City Co-op Credit Union member.

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