Member-to-Member Newsletter

 

Get ready for some summer fun

Vacation LoansOur Vacation Loan is made for summer, with a low rate and easy breezy terms
to make your summer fun affordable.

Vacation Loan

  • 5.99% APR
  • Borrow from $500 to $2,500
  • 12 easy payments and you’re done

Apply now.

Annual Percentage Rate effective 6/1/18, is the lowest rate available for qualified buyers, and subject to change.
Monthly payment per $1,000 borrowed for 12‑month term at 5.99% APR: $86.06.


Let us know before you goMobile Branch keeps you connected

It’s easy to have your MCCCU account accessible no matter where you travel. Just download our free Mobile Branch app to your phone and tablet.

With Mobile Branch, you can:

  • Track your spending to stay on budget.
  • Transfer funds from savings to checking to cover debit card transactions.
  • Make or schedule loan payments.
  • Set up alerts for deposits, debit card purchases, account balances, and more.

Download our Mobile Branch app for iPhone or Android here.


Let us know before you go
Our Visa is a good traveler

Our Visa Platinum Rewards card is accepted virtually everywhere you want to travel, and our low rate makes your special destination more affordable with a rate as low as 9% APR. 

Let us know before you go 
For your protection, your MCCCU Visa credit card and Mastercard debit card are monitored by Falcon, an independent security agency partner. If Falcon notices unusual or out-of-the-area activity on your card, they may contact you to be sure it’s really your transaction. If called, 
you won’t be asked to provide any personal financial information. You’ll simply verify if the transactions are yours.

Please be certain we have your most current cell phone and email address so Falcon can contact you.


Skip-A-Pay
Skip-A-Pay and reward yourself

As a special reward, we invite you to take a break from your next qualifying loan payment with us and free up some cash for vacations, celebrations or unexpected bills. You can skip up to two loans per year such as Signature and Secured Loans, Auto, Boat, RV, and other vehicle loans. Request a Skip-A-Pay here.



President’s message

Quote“Are we meeting or exceeding your expectations?” We ask members that question in ongoing surveys and are happy to report we are. You appreciate our value and friendly service, and some new members are surprised to learn we offer all the financial products and services as their old banks.

Most gratifying, many have told us they wish they’d switched to us years ago.

We’re always eager to hear from new and long-time members. Contact us any time and let us know what we’re doing right or how we could improve. Your feedback helps us provide ways to serve you better.

Steven P. Andrews
President/CEO

 


Dark Web


Shedding light on the Dark Web


Hackers typically don’t use the data they steal themselves. Instead, they sell it on an underground online marketplace known as the Dark Web. The Dark Web isn’t one single site, but a secret network of encrypted websites that require special software to access.

Here’s how it works: A hacker logs onto the Dark Web to post the information they have, such as credit card and Social Security numbers, birthdates, and passwords. Then it’s sold to the highest bidder.

How to keep your information off the Dark Web

  • Strong passwords with characters, numbers and symbols are your first line of defense. Don’t use the same ones for all your accounts and change them regularly.
  • Take a few minutes and review your monthly statements and look for suspicious activity. Add a reminder to your calendar to prompt you.
  • Request a free credit report from annualcreditreport.com and verify that all accounts shown are legitimate.
  • Using our Mobile Banking App, set up alerts when debit card purchases occur, when account balances drop below a specific amount, or a withdrawal is made. These alerts allow you to monitor your MCCCU accounts in real time.
  • If you are a victim of a data breach, be proactive. Find out which parts of your data were compromised and what the vendor is offering to help you. Consider placing a credit freeze as an extra layer of protection.

Go to our Alerts web page for more tips on protecting your identity.



2018 Scholarship winners named

Scholarship winners

The winners of our 15th Annual Bathanti-D’Agostino Memorial Scholarship were selected based on academics, community involvement and overall merit. Each receives a $2,000 award for college expenses. Congratulations to these five exceptional students: Meghan Berlin of Warren, Christian Revels Robinson of Detroit, Isaiah Ivery of Detroit, Peter Martin III of Roseville, and Anna Lootens of Lexington.



Motor City Consumers Cooperative Annual Meeting

The Annual Meeting of the Motor City Consumers Cooperative, Inc. will be held Tuesday, October 9, 2018, at 5 pm, on the lower level of our main branch at 37321 Garfield Road in Clinton Township.



Changes to Mobile Deposit procedures

Effective July 1, 2018, the Federal Regulation CC requires mobile deposit endorsements to include the signature of the payee and one of the following:

  • FOR MOBILE DEPOSIT ONLY
  • FOR MCCCU MOBILE DEPOSIT ONLY
  • FOR MOTOR CITY MOBILE DEPOSIT ONLY

Endorsements on mobile deposit that DO NOT include one of the above statements on the back of the check will be rejected. Preprinted statement or check box on the back of the check does NOT meet REG CC requirements.



Exclusive Discounts from Love My Credit Union Rewards

Love My Credit Union rewards
Get a $100 cash reward for each new line you activate, up to 3 lines. Plus, get a $50 cash reward every year for as long as you are a Sprint customer.*
Everyone loves to save, especially on products and services you use every day. That’s what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners through Love My Credit Union Rewards. You can save too with valuable discounts from these partners:

  • Save up to $15 on TurboTax federal products!
  • Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system. Call 844-703-0123 to activate this special offer.
  • Get trusted protection at true savings with the TruStage Auto & Home Insurance Program.
  • Shop and get cash back at over 1,500 online retailers with Love to Shop.

To find out more and learn about other valuable discounts, go to our website or LoveMyCreditUnion.org. You get all these offers and discounts just for being a member of Motor City Co-op Credit Union.

*Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Avail. for eligible credit union members and member employees with qualifying corp. id. (ongoing verification). $100 Cash Reward for new smartphone line activ. up to 3 lines. Req. activ. at point of sale. Excludes CL, MBB devices, tablets, Sprint Phone Connect, upgrs., replacements & ports made between Sprint entities or providers associated with Sprint. Limit one SWP Corp ID per Sprint acct. No add’l. discounts apply. Loyalty Reward: $50/line/yr. Cash Reward up to 3 lines when Sprint acct. remains active and in good standing each yr. Transfer Reward: Members participating in another discount program are eligible for a $50 Cash Reward for up to 3 smartphone lines transferred to Cash Reward program. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 6-8 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 wks., visit lovemycreditunion.org/sprintrewards and click on “Cash Rewards Tracker”. Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2018 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners.

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