Loans

 

 

Skip-A-Pay Graphic

Skip your current loan payment and free
up cash for vacations, celebrations, or
unexpected bills. You can skip up to two
loans per calendar year.
Apply Now

eSign Graphic

eSign saves you a trip to a branch
by allowing you to securely sign
all your MCCCU documents using
your smartphone, tablet or laptop.

Loyalty Discount Graphic

We’re Saying Thanks with Loyalty Discounts
Take our low loan rates even lower and save
up to one-half percent on your next loan by doing
more business with us.
Click to learn more

Credit Builder Loan

We’ve designed the Credit Builder Loan
to help you build a better credit record.

• Rate as low as 9.99% APR
• Minimum loan: $500
• Minimum term: 12 months
Here’s how it works.

FastTrax Lending

FastTrax Lending lets you apply when
you need a loan “right now”. It’s easy
to use and saves you time by allowing
you to eSign your loan documents
using your smartphone or tablet!
Apply Now

Mechanical Repair Coverage

Smart drivers are choosing Member’s
Choice® Mechanical Repair Coverage.
It helps protect against costly repairs
and could save you thousands of
dollars in future repair costs.

Enroll today by calling 586-228-8484,
option 5 for a Member Solutions Representative.

what our members are saying

Need to calculate a payment or decide how much you can borrow? Here’s a quick link to financial calculators.

Loan Rates

Are you looking for a low rate with flexible terms? We have the loan that works best for you!
Call us today at 800-328-8051, option 5 or apply online here.

PRINT PRODUCT SHEETS

Loan Type Rates as of: December 10, 2018
Name APR*  
New Auto As low as 3.24% 100% Financing available
Used Auto As low as 4.24% 100% Financing available
New/Used Recreational Vehicle As low as 5.24% Titled-Motor Homes, Travel Trailers & Fifth Wheels
New/Used Power Sport As low as 5.24% Motorcycle, ATV, Jet Ski & Snowmobile
New/Used Boat As low as 5.24% May be subject to a marine survey.
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity. Rates include applicable discounts.

Real Estate Loans

The equity in your home provides you the freedom to do home improvements, pay for college, and even consolidate bills.
Call us today at 800-328-8051, extension 2411 for complete details on your Mortgage and Home Equity Loan options.

Home Equity/Mortgage Rates as of: January 19, 2017
Name APR* Term
Home Equity-Fixed Rate To learn more about your Home Equity options,
call 800-328-8051, extension 2411
Up to 120 months
Mortgages
Click here for Daily Rates
To learn more about your mortgage options,
call  800-328-8051,  extension 2411
Varies
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity.
Anti Redlining Notice
Other Loans Rates as of: December 10, 2018
Name APR* Term
Personal Loan As low as 8.99% Borrow for any purpose.
Visa Platinum As low as 9.00% Open-ended
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment may be required. Acceptance may be subject to verification of identity. Rates include applicable discounts.

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