You probably use your checking account every day, so we’ve made sure that your MCCCU checking account accommodates your every need.  Your funds are easily accessible through ATMs, MasterMoney Debit Card and with our Web Branch, Mobile Branch, Mobile Deposit, Bill Pay and SpeedyLine audio-teller.  Best of all, MCCCU checking is free.


  • No monthly service fees: Unlike banks, we don’t charge you to use your own money.
  • No minimum balance requirements: Keep your money in a savings account where it can earn dividends, then transfer your funds when needed.
  • No per-check charges: Write as many checks as you wish, at no cost to you.

MasterMoney Debit Card

Your Debit Card electronically deducts the amount of your purchase from your MCCCU checking account and is accepted at more than 23 million locations worldwide. It’s safer than carrying cash and more convenient than writing paper checks.

24-hour ATM Card

Withdraw cash or  transfer funds at any ATM displaying one of these logos:

8 ATM Logos Graphic


Direct Deposit/Payroll Deduction

Direct Deposit automatically deposits your net pay into your account  each pay day and eliminates you standing in line to cash your check. Here’s a Direct Deposit Authorization form you need to complete and give to your company’s payroll department.

Payroll deduction deposits any amount you choose to your account on payday.  This option can be offered to through your employer.  For more information about your company becoming a Select Employee Group click here.

Web Branch

You can review your account balances, due dates and payoff amounts. You can also transfer funds between accounts, review account histories and download account data into Microsoft Money®. Your privacy is protected with the latest encryption software commercially available. To enroll now, email Member Solutions or call 800-328-8051, then press 5.

Mobile Branch

Motor City’s Mobile Branch app makes your smartphone or tablet handier! Use it to manage your account any time with these features:

  • Check account balances
  • View cleared checks and recent transactions
  • Transfer money between your accounts
  • Make loan payments
  • Use Bill Pay-view scheduled payments, past payments and payees information.
  • Log in on your iPhone with your fingerprint
  • View running balance
  • View pending transactions

If you are already a Web Branch user, use the QR code to link to the App Store or Google Play and download our free app. We’ll send you a one-use-only PIN for logging in the first time to your email address on file. After that, you will use your Web Branch PIN.

If you are not registered for Web Branch, or Bill Pay, please contact a Member Solutions Representative at 586-228-8484, option 5 or email Member Solutions.   We will be happy to assist you.

Available for iPhone or Android.

Mobile Deposit

Deposit paper checks in your account at any time, from anywhere, using your smartphone or tablet.*

1.Take a picture of the front and back.
2.Tell us which account to deposit it in.
3.Click “Send.”
4.That’s it!

*Not all accounts qualify for Mobile Deposit.

Bill Pay

Paying your bills online is faster, easier and more convenient than mailing paper checks.  And best of all it’s FREE. You can schedule recurring payments in advance. You determine whom to pay, how much and how often.  Your payments will be automatically sent so you’ll never forget or be late again.  You can pay those one-time payments by clicking submit. If you are already registered for Web Branch and have a checking account, click on the Bill Pay link and choose “Account Setup”.  Otherwise, click here for Member Solutions or call 800-328-8051, then press 5.

SpeedyLine 24-hour phone access

You have 24-hour account access through any touch-tone phone. You may review account information and perform transactions. Your privacy is protected by Personal Identification Number (PIN) that only you should know.