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Newsletter
Here’s to happier holidays
Holiday Loan
8.5%APR
· $500 to $2,500
· Up to 12 months
This could be just what you need to fill the kids’ stockings or visit distant family. Enjoy carefree holidays, then repay with affordable payments over the year.
Apply now because the holidays will be here before you know it.
Apply anytime online or call 800/ 328-8051, press 5 during business hours.
Annual Percentage Rate effective 10/1/08 and subject to change. All loans subject to credit approval and rate based on creditworthiness. Additional charges could apply, such as any late payment fees and/or security interest charges. Acceptance may be subject to verification of identity. Monthly payment per $1,000 borrowed at 8.5% APR= $87.22. Offer ends December 31, 2008.
Perfect gift for anyone We have two quick and easy ways to find the right gift for everyone on your list. They’re sure to love it because they choose it themselves.
Visa Gift Cards
Available at any branch in denominations from $25 to $1,000, or online for up to $500.* They can be used at any merchant, including online, that honors Visa. Click here for more details.
Money Gift Books
A perfect stocking stuffer. Available in values of $25, $50 and $100, your recipient can tear out what they need from the pad to get the gift they want.**
$3.95 fee per card purchased at branch. $5.95 to $7.95 per card purchased online. Non-usage fee of $2.50 per month per card applies after six months. Card expires when available balance reaches $0 or on date listed on the card. A $10 monthly service fee applies on expired cards. $5 fee for balance transfers/lost or stolen cards; a new card issuance fee may also apply. $25 fee applies to terminate card and receive remaining funds. Any balance remaining after expiration may be turned over to the state. Please go to www.motorcitycoopcu.com for complete details.
**$3.95 fee per padded book. Big value for small businesses Operating a small business can be a struggle, especially today. Fortunately, you’ve got a financial friend; your credit union. We have a full line of small business loans for:
· Inventory needs
· Property acquisition
· Capitalization
· Equipment
We also offer business lines of credit and a business Visa card for your day-to-day operational needs.
Call Ed Kaye, our Vice President of Lending and Member Service, at 586/ 228-8484, Ext. 2021 to discuss how we can help your business grow.
International Credit Union Day “it belongs to me!” Thursday, October 16, 2008
We invite you to join us as we celebrate the difference credit unions have made in the lives of 177 million people around the world who are member-owners of their own financial institution.
Stop by one of our branches on International Credit Union Day, October 16, for refreshments and gifts. During the week of October 13, you’ll also have the opportunity to meet some of our preferred partners who enhance the value of your membership with benefits and discounts on services you need.
Newsbriefs We’re here to help
Facing a difficult financial situation? You don’t have to do it alone — your credit union is here for you. Give us a call and we can help you work through your financial problems.
ATM Security Update
A new security feature is being added to our Automatic Teller Machine (ATM) cards. New cards will go out to all current Motor City ATM cardholders starting October 1, 2008. When it arrives, please destroy your old card and begin using your new one immediately. Chairman’s message Even in these difficult economic times, your generosity has been heartwarming. So far this year, you have donated more than $3,200 to charitable causes close to the Motor City family.
During October and November, we will be collecting for an important cause.
Through Phone Home for the Holidays, you can give military personnel overseas a gift they’ll cherish; the opportunity to speak with their loved ones during the holidays. Your donations will be used to provide prepaid phone cards to a man or woman in uniform.
Donations of all sizes are welcome; every $15 donated purchases a card, and allows a member of our military to phone home. Donations are accepted at all branches.
In closing, I’d like to congratulate this past quarter’s Employees of the Month: Loretta from our Roseville office, and Scott and Tina from our Clinton Township office. Thank you for helping us ensure our members always receive the exceptional service they deserve.
Gerald T. "Jerry" Celeskey
Motor City Co-op Credit Union Chairman, Board of Directors Holiday closures
Thanksgiving, Thursday and Friday, November 27 and 28
Christmas, Wednesday andThursday, December 24 and 25
New Year’s Day, Thursday, January 1, 2009
Third quarter dividends
For period ending September 30, 2008, please call 800/ 328-8051, then press 9.
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