Loans
When you need to borrow for anything from a used car to a new home, we have a loan that's exactly right for you. Our rates are generally lower than other lenders because as a member-owned financial cooperative, we don't have to produce bottom-line profit for corporate stockholders. Instead, we use our profits to drive down our loan rates.
You can apply for a loan by calling 800-328-8051, then press 5 for Member Services. You'll have an answer on your loan within 24 hours (on business days) or...
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Loan Rates
| Auto Loans |
| Effective Date: June 11, 2008 |
| Name | APR* | Term |
| New Untitled Vehicle |
As low as 5.25% |
Up to 72 months |
| Used Vehicle |
As low as 5.25% |
Up to 60 months |
| New Boat |
As low as 5.25% |
Up to 120 months |
| Used Boat |
As low as 5.25% |
Up to 84 months |
| New Motor Homes |
As low as 5.25% |
Up to 120 months |
| Used Motor Home |
As low as 5.25% |
Up to 84 months |
| New Titled Recreational Vehicle |
As low as 5.25% |
Up to 60 months |
| Used Titled Recreational Vehicle |
As low as 5.25% |
Up to 48 months |
| New Non-Titled Recreational Vehicle |
As low as 7.5% |
Up to 60 months |
| Used Non-Titled Recreational Vehicle |
As low as 7.5% |
Up to 48 months |
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity.
|
| Home Equity/Mortgage |
| Effective Date: May 1, 2008 |
| Name | APR* | Term |
| Home Equity Line of Credit-HELOC |
As low as 5.00% |
Open-ended |
| Home Equity-Fixed Rate |
Call for daily rates 800-328-8051 ex t 5 |
Up to 120 months |
| Mortgages-Click here for Daily Rates |
Call for daily rates 800-328-8051 x 5 |
Varies |
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity.
|
| Other Loans |
| Effective Date: January 31, 2008 |
| Name | APR* | Term |
| Share Secured |
3% over comparable dividend rate not to be less than 6% |
Up to 120 months |
| Debt Consolidation |
As low as 11.5% |
Up to 60 months |
| Signature & All other Unsecured |
As low as 10.5% |
Up to 60 months |
| Overdraft Line of Credit |
As low as 10.0% |
Open-ended |
*APR = Annual Percentage Rate
Rates are subject to change. Additional charges could apply, such as any late payment fees and/or security interest charges. A down payment maybe required. Acceptance maybe subject to verification of identity.
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