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Checking

You probably use your checking account every day, so we've made sure that your MCCCU checking account accommodates your every need. Your funds are easily accessible through ATMs, MasterMoney Debit Card and with our Web Branch, Bill Pay and SpeedyLine audio-teller. Best of all, MCCCU checking is free.

No monthly service fees
Unlike banks, we don't charge you to use your own money.

No minimum balance requirements
Keep your money in a savings account where it can earn dividends, then transfer your funds when needed.

No per-check charges
Write as many checks as you wish, at no cost to you.

Overdraft Line of Credit available*

Automatically protects your checking account against NSF fees. Lines of Credit are available from $500 to $2,500.
*Subject to credit approval.

Our checking accounts feature these convenient services:

MasterMoney Debit Card electronically deducts the amount of your purchase from your MCCCU checking account and is accepted at more than 23 million locations worldwide. It's safer than carrying cash and more convenient than writing paper checks.

24-hour ATM Card

Withdraw cash at any ATM displaying one of these logos:

Direct Deposit/Payroll Deduction

Direct Deposit deposits your net pay into your account automatically. Payroll deduction deposits any amount you choose to your account on payday. Both options can be offered to entire companies. For more information about becoming a Select Employee Group click here.

Web Branch

You can review your account balances, due dates and payoff amounts. You can also transfer funds between accounts, review account histories and download account data into Microsoft Money®. Your privacy is protected with the latest encryption software commercially available. To enroll now, email Member Services or call 800-328-8051, then press 5.

Bill Pay

Paying your bills online is faster, easier and more convenient than mailing paper checks. And best of all it's FREE. You can schedule recurring payments in advance. You determine whom to pay, how much and how often. Your payments will be automatically sent so you'll never forget or be late again. You can pay those one-time payments by clicking submit. If you are already registered for Web Branch and have a checking account, click on the Bill Pay link and choose "Account Setup". Otherwise, click here for Member Services or call 800-328-8051, then press 5.

SpeedyLine 24-hour phone access

You have 24-hour account access through any touch-tone phone. You may review account information and perform transactions. Your privacy is protected by Personal Identification Number (PIN) that only you should know.

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